Baxter State Bank

Welcome to the Baxter State Bank Web site. Our goal is to provide you with useful information about our bank that we hope makes it easier for you to do business with us.

Baxter State Bank has been serving the local community since 1905. We specialize in a warm personal relationship with our customer and our community.

If you have comments or questions about our products or services, or simply need more information and want to contact us, click on the contact button on any page within this site. The contact page has all the information needed to reach us.

Thanks for visiting and we look forward to serving you.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31,2010, through December 31,2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
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The standard insurance amount of $250,000.00 per depositor is in effect through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000.00 per depositor for all account categories except IRAs and other certain retirement accounts, which will remain at $250,000.00 per depositor.

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